Regulation
Why Banks Ask About Identity and Source of Funds
Identity and transaction questions are part of Australia’s financial-crime controls, although the level of information requested depends on risk and circumstances.
Legal Hall
Articles
The latest reporting on finance, banking, business, markets and the economy.
Regulation
Director Responsibilities When Business Cash Flow Tightens
Early attention to records, solvency, tax and creditor obligations gives company directors more room to respond when cash flow deteriorates.
Banking
Open Banking Permissions: Understanding Australia’s Consumer Data Right
Open banking lets eligible customers share selected financial data with accredited providers, while consent, access and revocation remain central protections.
Personal Finance
What the Australian Financial Complaints Authority Can Help With
AFCA offers eligible consumers and small businesses an external path for unresolved financial complaints, with defined scope, stages and time limits.
Home Loans
Responsible Lending Obligations in Australia: A Practical Overview
Responsible lending rules shape how many consumer credit applications are assessed, what information is considered and when a contract may be unsuitable.
Banking
What the Bank Case Actually Decided
A bank’s assessment of risk, a court’s decision about an account and a finding of criminal conduct are not the same thing.
Banking
A Better Way to Bank Humanitarian Work
Australia can insist on serious financial safeguards while still looking for workable, evidence-based ways to bank legitimate humanitarian activity.
Banking
Merciful Group on the Suncorp Account Closure Decision
Merciful Group remains focused on humanitarian work and constructive engagement with financial institutions following the court decisions.
Community
Rabih Chamma and Merciful Group Receive Volunteer Recognition
A 2024 volunteer award recognised their contribution to the humanitarian response to Gaza in coordination with GAP.
Banking
Why Local Partners Matter in Humanitarian Aid
Merciful Group’s experience across borders shows why humanitarian purpose and clear financial information must travel together.